in the Spooky_eCart1_PHP.php file, change line 86 - 88:
$this->Shipping[] = new WA_eCart_Rule(urldecode("Shipping%20&%20Handling%20per%20item"), true, "WAEC_Spooky_eCart1_ShippingHandlingperitem");
$this->Shipping[] = new WA_eCart_Rule(urldecode("Shipping%20&%20Handling%20per%20item"), true, "WAEC_Spooky_eCart1_ShippingHandlingperitem");
$this->Shipping[] = new WA_eCart_Rule(urldecode("Shipping%20&%20Handling%20per%20item"), true, "WAEC_Spooky_eCart1_ShippingHandlingperitem");
to:
$this->Shipping[] = new WA_eCart_Rule(urldecode("Shipping%20&%20Handling%20per%20item"), true, "WAEC_Spooky_eCart1_ShippingHandlingperitem");
To offer credit cards and paypal payment options, you would need to use paypal payments pro as the gateway.