As far as I can make out
even if you think you've set up a directory for files and images as userfile/
what will go into your database for files and images is...
making the whole project non transportable from Local server - to Development server to Live server
What's more - when you put the development site online - you will have to edit the code inside one of the editors php files, otherwise you will get your old development server paths inserted in all your live links - rendering them useless - so much for a setup wizard?
What is so difficult about having a filepath that is relative to the index page. All my other uploads work that way. I can move them to any server and all the files stay linked. Except HTML editor - madness!
If this was made clear in the documentation (if you can find it, 'cause its not with the download) I wouldn't have wasted my time!