Ok. So I did what you asked. I forgot to mention that changing the local checkout behavior to on button submit does work for what I want...... however, what happens is, the order and order detail get saved before it is the page is submitted (so onload). I obviously want that to only be saved when the customer submits the order. If I change the order summary and order details to also trigger on submit button then nothing happens and the page goes automatically to my home page (or index.php, no variables) and nothing is submitted. I apologize for not adding that to my issue. I have tried it a hundred different ways. I've spent a few evening (a few hours at a time) on this one page.
I will attach the newest confirm.php file.
I truly appreciate your help here. I don't know why I'm having such an issue with this.
and the link for the page starts here ?getpage=cart&text=showme and the confirm page is ?getpage=confirm
The site is live so text=showme will show the checkout button. Also the credit card processing is in test mode right now.