no, assumption is incorrect.
in the Universal Email behavior, click the "To" button to open the "Advanced To address" settings. This will allow you to select to use a recordset loop for the to address.
Your friends over here at WebAssist! These Dreamweaver extensions will assist you in building unlimited, custom websites.
These out-of-the-box solutions provide you proven, tested applications that can be up and running now. Build a store, a gallery, or a web-based email solution.