Sorry Jason but that's not quite true. I have previously set up paypal accounts with standard and when you click on the 'pay now' icon it takes you to paypal where you can logon or there is a notification saying:
"Don't have a PayPal account?
Use your credit card or bank account (where available). Continue
Visa Mastercard American Express Discover"
You click on continue and this allows you to pay with a credit card without a paypal account. Not everybody has one and I don't want to force people to have to set up an account to buy the product.