Yes that is correct.
Keep in mind that CSS Form Builder can use three different types of validation:
1) WebAssist Client Side (Javascript) validation.
2) WebAssist Server Side (PHP) validation
3) Dreamweaver Spry (Client Side Javascript) validation
each validation is independent of the other and has it's own error messages.
Spry validation is triggered when a form element losses focus (the javacript onBlur() event)
WebAssist Client Side validation *can* take place when a form element losses focus, but is mostly used when the form is submitted.
WebAssist Server Side validation *cannot* take place when a form element losses focus, it can only take place when the form is submitted.