Maybe this will help?
<table>
<tr>
<td valign="top"><input name="" type="checkbox" value="" /></td>
<td></td>
<td>I agree that:<br />
I accept the User agreement and privacy policy (note that this is a link to the file)<br />
I am at least 18 years old.<br />
I may receive communications from XYZ related to my membership.</td>
</tr>
</table>