I ended up removing the border by simply putting a 0 value for the border under the fieldset. style. That works fine for me but I would still like to know where the border was coming from without me overriding it with this style. Just for my own education. Is this found in the script somewhere? I've looked and looked.
I did find in the "Edit Design" where you can add/edit/delete this border but this form was already way to far into custom for me to reapply the FB. I think so anyway. So I created a test form to see where I went wrong before. I know now.
Thanks,
TroyD