Here is what is showing after I added the error reporting code to the checkout page
<br /><b>Notice</b>: Undefined index: eCartCheckoutForm_cc_number in <b>/home/rssfund/public_html/checkout.php</b> on line <b>94</b><br />
I do have validations, but also have a validation show if with *** to identify what didn't pass validation...no validation errors are showing up.