The cart automatically built only a 'Fast and secure checkout with Paypal' and a Paypal button, which makes it look like you'd need to have a Paypal account in order to make the payment. I would imagine it would add a regular checkout button even though we're using Paypal express as our checkout. But if this is all correct, I'm just going to change the button to another checkout button and take out the statement so it customers won't be turned away. thanks.