Thanks for your assistance.
I started today by clearing everything and starting over...and it still has the problem.
The attachment is the SecurityAssist folder created today with an updated css and image subfolders.
I used the base login included, but also a copy of it as LTAC_visitors_index.php.
The news.php object is the login target page in subdirectory /mainmembers and I gave you the entire folder.
The permissions are:
Admin = 3
Power >= 2