Thanks for the advise. PayPay Pro requires both a $30 monthly fee as well as a merchant account. Both I am doing my best to avoid at this time.
There must be a way to change the code so that instead of being taken to the "Transaction Not Completed" page - after selecting "Check Out with PayPal" from the "Your Shopping Cart" page - the customer is instead taken to the "Checkout" page which has both the pay by PayPal or pay by credit card selections.
Or, stated another way, I want the customer going from "Your Shopping Cart" to "Checkout" with one click.
Finally is there a way to add a "pay by credit card" option on the "Your Shopping Cart" page which already includes the "Checkout with PayPay" option. This would solve everything right off.
Thanks again for any ideas!