OK, cool. I have seen that localhost page before, but didn't notice the security bit of it. I was more concerned with making sure phpadmin was running.
Yes, I am using the mac version and I thought it a bit strange the way it installed, but I followed the instructions on the website.
One question... how do I 'call' the /Applications/XAMPP/xamppfiles/xampp security? Do I do it in a web-browser or in the terminal (command tool)?
Thanks for all of your help; it's much appreciated.