Found it..
Oh man, I wish I had caught it before I posted this question but maybe someone else will do the same thing.
My problem was in the WA Server Validation code. I forgot to remove the random answer validation so it was not going to pass validation, and yet didn't show an error on the page because I had remove that form element.
I noticed that the url string had the invalid=true and then it dawned on me.
Thanks,
TroyD