That was the cuplrit... thanks so much! I knew (thought I was) on the right track.
There is still 1 issue....
It works in Firefox great! However in IE it does not update when clicking on the radio button. However if you click on a SECOND radio button it will refresh but choose the first radio button you clicked on. Make sense? Its like using the first radio button as the choice, and then the second button as 'update'.
I am using this code for the buttons:
onChange="this.form.submit();"
I may experiment more to find a solution, but if you have a suggestion before I finger it out I would be very appreciative! Thanks again!