sorry for the confusion. The first couple times I tried to send the zip file, it did not go through. So I had to recreate the zip. By the time it did, I had made several changes in an effort to see if I could get it working. Restrict was a suggestion in one post I received. I finally stripped everything out of the default file to try yet again. These are the files you got. Sorry.
Here is how things are currently set and trying to access the default page redirects to the access denied page when it is not even what I have set the rules to be.