I created the folder on my local machine by exporting the files from the zipped download folder. Then, due to the advice on this thread, I changed the permissions to 777, and uploaded that folder. I ran the installation wizard through IE8.
My password has no special characters. I anticipated that at the beginning, and took out a dash that I normally use. Everything is lowercase and I enter it that way.
BTW...did I mention that I'm really excited about getting this up and running? I know somebody will figure it out eventually. The product has to work, or they couldn't sell it.