I did an update and included my working files.
Just for the sake of clarity, I gave some misinformation earlier. I just wanted to add this in case someone else reads it. I don't want to send anyone in the wrong direction.
The login page I am working on was NOT from a copy and paste of a page created in Security Assist's wizard.
It was from the Admin/user_login.php in the User Registration Pack. It uses the Globals.php page to authenticate. The Security Assist wizard uses a database table to authenticate. Sorry for the mistake.